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Exclusively on ET Money

India's first and only
tax savings maximizer! Save tax up to ₹78,000

Save tax on ET Money with

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Available on ET Money app

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Exclusively on ET Money

Maximize your tax saving
Tax saving option

All tax saving options at one place

India's only app that helps you save tax up to ₹78,000 under 80C, 80D and 80CCD(1B)

instant tax proofs

Get instant
proofs

Get the tax saving transaction proofs immediately

personalized tax recommendations

Personalized recommendations

Based on your needs and existing tax saving investments

paperless process

Fast, easy and paperless

Transaction takes less than 10 minutes. 100% paperless process

Download ET Money app to maximize your tax savings

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Under 80C

ELSS Mutual Funds

Equity Linked Savings Scheme or ELSS are tax saving mutual funds where you can save up to ₹46,800 in taxes under Section 80C with a proven track record of consistent returns.

What is ET Money's Tax Saving Solution?

ET Money's Tax Saving Solution is a combination of curated top tax saving mutual funds handled by India's best investment managers. The allocation is well diversified providing an optimal risk-reward balance.

ELSS Mutual Funds benefits

  • Paperless Process

    Fast, easy and paperless

    100% digital and hassle-free process. Ideal for beginners to start investing

  • zero commission MF

    Zero commission

    Investing without commission means you earn up to 1% additional returns every year

  • MF performance tracking

    Up to date performance tracking

    Track all your investments at one place, with actionable insights

  • easy pay

    One click payment via EasyPay

    Most convenient mutual funds buying experience with one-click payment

Under 80D

Health Insurance

Health insurance protects you from unexpected and high medical costs in cases of emergencies to secure your future both health-wise and money-wise.

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Providers

Available on ET Money app

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Health Insurance benefits

  • hospitalization bill cover

    Hospitalization bill cover

    All your hospitalization bills will be paid by insurance provider at all network hospitals.

  • tax saving

    Tax savings of up to ₹15,600

    Insure your family's health care and save tax up to ₹15,600

  • lifelong renewal

    Renew for lifelong

    Supports lifelong renewals, irrespective of your health condition.

  • free health checkup

    Free health check-ups

    Get free periodic health check-ups up to ₹5000

Under 80C

Term Life Insurance

Term Insurance provides cover for a fixed period of time during which, if the policyholder dies, the beneficiary is paid the selected cover amount (called sum assured). In case of your untimely death, term insurance ensures that your family doesn't suffer due to the loss of your income and protects their financial goals.

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Providers

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Available on ET Money app

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Term Life Insurance benefits

  • 100% assurance on claim settlement

    100% assurance on claim settlement

    If policy is in force for atleast 3 years & you have declared all information truthfully

  • zero commission

    Zero tax on benefits

    In the unfortunate event of death, all maturity proceeds are tax-free

  • customize term insurance policy

    Customize your policy

    Choose your policy term, amount of cover, extra benefits as per your requirement

  • free cancellation

    15-day free cancellation

    Easy cancellation & refunds if you change your mind after the purchase

Under 80CCD (1B)

National Pension System (NPS)

India's own Pension System to help you plan for a stress-free retirement. Get tax-free amount at maturity and a regular income after retirement, helping you sustain your current lifestyle.

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Providers

Available on ET Money app

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Benefits of NPS

  • better returns

    Better returns than traditional plans

    A mix of stocks & FD-like instruments ensures a bigger bank balance

  • Retirement plan

    World's cheapest retirement plan

    You pay less than 0.02% of your investment value as annual fees

  • reduce risk

    Unique way to reduce risk

    Automated increase of allocation in FD-like instruments as your life progresses

  • fund managed

    Managed by professionals

    Your money is invested & managed by India's best pension fund managers

Refer and Earn

Refer a friend and earn ₹500, when your friend makes his first investment

The top six questions people ask us

Once the policy is issued to you, the premium amount stays the same throughout the entire tenure of the policy. The only exception to this are any changes to the tax structure which are declared by the Indian Government from time to time

Yes, you can invest in ELSS funds through SIP. SIPs are a great way to invest in ELSS funds as it allows you to put fixed amount regularly, ensuring you don't have to rush at the last moment and at the same time giving you the benefit of rupee cost averaging.

Investments in ELSS funds have a lock-in period of 3 years. It is the shortest amongst all tax saving investment options. You can access your finances as soon as the lock-in period is over.

No. ET Money app allows you to invest in ELSS funds right from your mobile phone. Just download the app, complete KYC process and invest. It is completely paperless.

All your investments can be tracked in the ET Money app. You can track the performance, add more funds and analyze their performance.

Yes. You add more money whenever you want in the same fund. You get the option of making a onetime lumpsum investment, or you can start a SIP where a fixed amount is invested every month or quarter.